You need the best motorcycle insurance to stay protected on the road. Motorcycle insurance from Nationwide can cover collision damage costs, medical payments, theft and more. Learn more below about each motorcycle coverage option and get a quote online in minutes.

Basic motorcycle insurance coverages

Bodily injury liability

 

If you cause an accident and someone is injured, this motorcycle insurance coverage can help pay their medical bills and loss of income.

Property damage liability

This coverage helps pay for damages to another person’s vehicle or property, if you cause an accident.

Collision

Collision pays for damage to your vehicle if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over.

Comprehensive

Also known as “other than collision,” this motorcycle coverage can help pay for damage to your vehicle from vandalism, theft, weather events and falling objects.

Uninsured motorist

Helps protect you and your vehicle from uninsured drivers and hit-and-run accidents.

Underinsured motorist

Helps protect you from drivers who do not have enough insurance to cover the costs of an accident.

Medical payments

Also known as Personal Injury Protection (PIP), med pay can help cover medical costs related to an accident, regardless of who’s at fault.

Optional motorcycle insurance coverages

Custom equipment

This covers aftermarket parts and equipment not originally installed on your vehicle by the manufacturer. You get $3,000 of coverage if you have comprehensive insurance. You can buy additional limits up to $30,000.

Roadside Assistance

Get 24/7 emergency help if you need fuel, a tire change, a jumpstart or a tow.

Learn more about Roadside Assistance »

OEM endorsement

This coverage helps ensure that your vehicle is repaired with new parts from the original equipment manufacturer (OEM), whenever available. If an OEM part is not available, we’ll issue payment based on the fair market value of the new OEM part. Available for vehicles less than 10 years old.

Vanishing Deductible®

Earn $100 off your deductible for each year of safe driving, up to $500. Your deductible could vanish completely.1

How Vanishing Deductible works

Let’s say you have a $500 deductible. After three years of safe driving with Vanishing Deductible, you’ll earn a $300 credit. If you have an accident, you’d pay just $200 toward your deductible before your insurance starts to cover any damages.

And if you’re involved in an accident, your deductible is reset back to $100 off.